Finance Your Academic Or Professional Future Without Constraints
At GJRA, we believe that education is the best investment. Our tailor-made student loans allow you to cover all your academic costs, wherever you are in the world, with terms tailored to students and recent graduates.
What do we have
Loan from a renowned school or prestigious university
Vocational Training Loan
International Student Loan
Customers & Support
We Create Attractive Financial Solutions
We pride ourselves on our long-standing financial convictions, focusing on our clients’ results and growth.
A student loan is a loan specifically designed to finance:
Tuition fees (schools, universities)
Housing and daily expenses
Purchase of educational materials (computer, books)
A study abroad project
Preferential rates (generally lower than traditional loans)
Deferred repayment possible (up to 2 years after graduation)
Amounts tailored to your needs: from €1,000 to €75,000 depending on your plans
Insurance often included (disability/death)
No application fees in most cases
Repayment options:
Full deferral: No repayment during studies + 6 to 24 months after
Partial deferral: Interest-only payments during studies
Immediate repayment: To reduce the total cost of the loan
Term: Generally 2 to 10 years after the deferral period
Depending on your situation:
For students without income:
Parental guarantee often required
State guarantee possible for certain loans
For employed students:
An employment contract may be sufficient as collateral
Possibility of borrowing without a guarantor in certain cases
Proposed solutions:
Repayment deferral (up to 12 additional months)
Rescheduling (extending the loan term)
Reemployment assistance (some banks offer support)
Loan consolidation to consolidate your debts
Important: Notify your bank before the first payment incident.