Tailor-Made Solutions To Boost Your Growth

At GJRA, we support businesses at every stage of their development with a full range of financing solutions tailored to their specific needs.

What do we have

Growth Financing
Cash and Working Capital
Innovation Financing
International Financing

Customers & Support

We provide you with much more responsive customer support that takes care of you and answers your questions. 5/7 business days

We Create Attractive Financial Solutions

We pride ourselves on our long-standing financial convictions, focusing on our clients’ results and growth.

We offer several options tailored to your stage of development:
✅ Traditional bank loans (for established VSEs/SMEs)
✅ Love money (friends, family)
✅ Crowdfunding (participatory platforms: loans, donations, or equity)
✅ Business angels (early-stage private investors)
✅ Venture capital (VC for high-potential startups)
✅ Government grants and aid (Bpifrance, regional, European)

Key Point
Criteria
Control
Repayment
Flexibility
Interest Cost Capital Dilution
Note: Investors expect a return on investment (exit via buyout or IPO).

Your project will be evaluated on:

Financial strength: Revenue, profitability, cash flow

Business plan: Realistic projections, target market

Team experience

Guarantees (goodwill, personal assets, government guarantee)
Tip: An MVP (minimum viable product) increases your chances.

5 key steps:

Choose the right platform (Ulule, KissKissBankBank, Lita.co)

Prepare a powerful campaign: Video, storytelling, rewards

Set a realistic goal (too high = risk of failure)

Communicate actively (social media, press)

Keep contributors informed (post-campaign transparency)

Examples in France:

Innovation Loan (Bpifrance): Up to €5 million

CIR (Research Tax Credit): 30% of R&D expenses

Regional subsidies (e.g., French Tech)

Europe: H2020, ERDF funds
Good to know: Some grants can be combined.