Tailor-Made Solutions To Boost Your Growth
At GJRA, we support businesses at every stage of their development with a full range of financing solutions tailored to their specific needs.
Cash and Working Capital
Innovation Financing
International Financing
We Create Attractive Financial Solutions
We pride ourselves on our long-standing financial convictions, focusing on our clients’ results and growth.
We offer several options tailored to your stage of development:
✅ Traditional bank loans (for established VSEs/SMEs)
✅ Love money (friends, family)
✅ Crowdfunding (participatory platforms: loans, donations, or equity)
✅ Business angels (early-stage private investors)
✅ Venture capital (VC for high-potential startups)
✅ Government grants and aid (Bpifrance, regional, European)
Key Point
Criteria
Control
Repayment
Flexibility
Interest Cost Capital Dilution
Note: Investors expect a return on investment (exit via buyout or IPO).
Your project will be evaluated on:
Financial strength: Revenue, profitability, cash flow
Business plan: Realistic projections, target market
Team experience
Guarantees (goodwill, personal assets, government guarantee)
Tip: An MVP (minimum viable product) increases your chances.
5 key steps:
Choose the right platform (Ulule, KissKissBankBank, Lita.co)
Prepare a powerful campaign: Video, storytelling, rewards
Set a realistic goal (too high = risk of failure)
Communicate actively (social media, press)
Keep contributors informed (post-campaign transparency)
Examples in France:
Innovation Loan (Bpifrance): Up to €5 million
CIR (Research Tax Credit): 30% of R&D expenses
Regional subsidies (e.g., French Tech)
Europe: H2020, ERDF funds
Good to know: Some grants can be combined.